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Frequently Asked Question
Here are answers to some questions you may have.

Q: How much house should I buy? How much can I afford?
Q: Do I really need to use an Agent to buy a house?

Q: What First Time Buyer Programs are available?
Q: How much will my closing costs be?
Q: How much should I offer for a house?
Q: Should I spend the money to have a home inspection?
Q: What is an appraisal? Will I need one?
Q: What are the differences between mortgage pre qualification, pre-approval and final loan approval?
Q: What first-time buyer programs are available?

Q: There seem to be so many mortgage programs and offers available. How can I compare them?

Q: There seem to be so many mortgage programs and offers available. How can I compare them?

Q: Can I use my IRA retirement funds for a down payment on a house?
Q:First-time home buyer.
Q: Should I pay points?
Q: What mortgage options are there for those with poor credit?
Q: I hear about these different "ratios" when qualifying for a mortgage. What are front and back ratios?

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